It feels good when you receive a credit alert, especially now that cost of living is relatively high. The joy of making money remotely knows no bounds because it feels like icing on the cake but this cannot become a reality if you’ve limited knowledge on how you can earn money directly to your bank account.
There are numerous ways through which you can earn money directly to your bank account in Nigeria, most of these earning methods require you getting some special skills while others may not require skills. Nevertheless, you can do this with ease if you master the principle behind it.
How to Earn Money Directly to Your Bank Account in Nigeria?

The methods through which you can earn money directly to your bank account are enumerated below:
1. Work on Task-to-earn Websites
There are some websites where you can make money doing some tasks like: clicking ads, watching videos, commenting on social media posts, etc. Some of such websites are: Clickearner, Hawkit, Sproutgig, etc.
2. Online Surveys
Online surveys are one of the best ways to earn money directly to your bank account in Nigeria.
There are many online survey websites where you can earn lots of money as a Nigerian. Some of the online websites that pay for surveys include Jooble, MoBrog just to mention but a few. The amazing thing is that they pay you in the United States dollar.
Earning money from online surveys is quite simple, just create an account with surveying website (s), complete a survey and get paid, as simple as that.
However, online surveys are not a get rich quick hustle, but you can earn extra money from it. If you want to earn more money through online surveys, then you will need to create an account on multiple survey websites.
3. Freelancing
If you have any special skill you can offer, then freelancing is the best option that can earn you hard currency (dollar) directly to your bank account in Nigeria.
If you’re a good writer, digital marketer, programmer, web developer etc. You can earn lots of money from foreign countries while working remotely from Nigeria.
However, to earn money as a freelancer, you will need to create publicity for your skill by building a comprehensive & brilliant portfolio of your career. Not only that, you will need to be active on job sites like Upwork and their likes where you engage with clients that need your services. When engaging your clients, it is important to give them competitive prices to boost your chance of securing the job.
4. Sell Online
Another simple way through which you can earn directly to your bank account in Nigeria is through selling online. Since the world has become a global village due to technological advancement, selling online is one of the lucrative ventures that can help you to earn money to your account with ease.
Interestingly, there are many online marketplaces like Konga, Jiji, Jumia etc where you can sell different products and earn money for yourself. Although most of these online selling platforms charge some commission for each sale you make, if you compete favorably with other sellers, you will be able to make your gain too.
Additionally, you can also create your own online store in Nigeria by using Paystack, Storefront, Bumpa and Flutterwave stores, etc, which offers online sellers the opportunity to create their own online store with ease. If you have ebooks or any other digital products, you can sell it and earn money for yourself.
5.Remote Jobs
Since many international companies always employ remote workers, engaging in remote jobs can as well earn direct money to your bank account in Nigeria.
There are different job platforms where you can apply to work remotely. The sites that list remote job openings include but are not limited to FlexJobs, Remote OK, We Work Remotely etc. So, you can check these sites frequently to know if there is any new remote job listing that you can grab.
However, since securing jobs remotely is always competitive, it is best to build excellent Curriculum Vitae, get the necessary skills and search for a job in the area of your specialization. With a remote job, you can earn lots of money from your comfort zone.
6. Play to Earn
If you like playing games, then you can convert your passion to money by playing paid games which will help you to earn money to your bank account.
There are many games that you can play to earn money. Some of such games include Bubble Burst, WAJE, Ezoic Blitz, Ezoic Wealth Words, Dominoes Gold, MyPoints, The Exodus3000, Match to Win etc.
Although you may need to put some effort before you can earn by playing these games, the effort is worth the remuneration if you are dedicated. To play these games, just sign up with your details, create an account, play the games and the money will be sent directly to your bank account.
7. Affiliate Marketing
Affiliate marketing is another amazing business that can earn money directly to your bank account. It involves creating awareness and promoting peoples’ product & services, and earning a commission for each product sold via your referral. The opportunity in affiliate marketing is endless since many international companies offer affiliate programs hence you can tap into it and earn a living from it.
To achieve success in affiliate marketing, you need to build a large audience where you can advertise the product and your audience will buy using your referral link. Ensure that you only promote products and services that align with your niche for easy promotion.
8. Crypto Trading
If you’re a crypto enthusiast and knowledgeable about how to trade cryptocurrencies, then it is an excellent opportunity that can earn money for you while at your comfort zone. There are endless numbers of digital assets (crypto) like Bitcon, Etherum, Cardano(ADA), Binance(BNB) etc that you can trade and make lots of money.
Although crypto trading is very lucrative, it is a highly volatile market that requires expertise before venturing into it to avoid losing your money. Hence, if you want to trade cryptocurrencies it is best to get proper mentorship about the business and how it works so that you can make profit from it. Cryptocurrencies can be traded in different apps like Binance, OKX, Coinbase etc.
9. Online Tutoring
Online tutoring is another great opportunity that can earn money directly to your account in Nigeria especially if you’re passionate about teaching. As a teacher or scholar who is expert in a particular subject, you can start teaching people online and make your money. There are many online tutoring platforms in Nigeria like Udemy, Tuteria, PrepClass etc where you can enroll and start teaching students or pupils as the case may be.
To excel in online tutoring, you’ll identify your area of expertise, then create an attractive profile showcasing your experience and qualification so that you can get clients. Ensure that your profile is excellent to increase your chances of getting clients.
10. YouTubing
YouTubing is another lucrative opportunity that can earn money directly to your bank account in Nigeria. It is very profitable and many Nigerians are cashing out from it already. It is one of the most popular video-sharing platforms globally, and it pays handsomely.
To make money from YouTube, you’ll need to produce quality videos, build a large audience and of course, a good channel will also be required. Once you’re able to get a good number of viewers & subscribers, you can then monetize your channel and start cashing out. However, making money on YouTube requires lots of sacrifice and consistency hence you must be ready to pay the price before going into YouTubing.
11. Virtual Assistance
Virtual assistance is another great means to earn money in Nigeria. This job pays well but you must have certain skills before you can do the job excellently. Most of the virtual assistant jobs involve helping your clients to perform some tasks like research, customer support, data entry etc.
To excel in this field, you must be detail oriented and can speak good English for easy communication. There are sites where you can get this job like Upwork, Fiverr etc and the amazing thing is that the money will be paid directly to your account without hitches.
To secure a virtual assistant job, you will need to build a comprehensive portfolio to enable you to attract potential clients. Ensure that your portfolio contains all your skills and your area of expertise.