Frequently, bank users make mistakes while attempting to purchase airtime from their bank account. I remember when a friend mistakenly recharged N30,000 worth of airtime, while he was trying to recharge just N3,000. I blamed him badly, thinking that he was too careless, to have done such mistake. I never knew it would happen to me one day. Funny enough, in less than a month later, I made my own mistake; where I mistakenly recharged N50,000 worth of airtime, while I was trying to recharge N5,000.
I am saying this just to let you know that, this issues can happen to anybody; of course you know, nobody is above mistakes. In as much as you always need to be very careful while dealing with financial transactions; anytime you run into such issue of over recharging your phone, you may not need to worry much, as there are options you can explore to get your cash back. Thank God it seems some banks have now set airtime recharge limit
Is it possible to Reverse Airtime Purchase from Bank
Yes! It is very possible to reverse airtime purchased from bank. It is often said that anything with an advantage has a disadvantage too. There are two ways of making transactions. There is the method with USSD codes and the other with the bank mobile application. However, people who use USSD codes tend to make more airtime recharge mistakes and money transfer mistakes than those using the mobile app.
A lot of people prefer to use the USSD codes because it is the easier method, and also it is fast and can be operated on nearly any kind of phone. All small phones and some android users use the USSD purchase method to purchase the airtime they want from the bank.
Another advantage of using USSD code to purchase airtime is that the method can be operated without data. These are the reasons why more people use the USSD code method for airtime purchase and make mistakes while doing so.
How To Reverse Airtime Purchase From Bank
Method 1: Contact Customer Care
Banks have a way of improving their service to their customers, hence there is always a way around any error you make unless specified otherwise.
Reversing your airtime purchase back into cash is not very difficult, but it takes more than a few minutes unlike the normal airtime purchase reversal.
The ideal thing to do is to contact the bank customer care immediately. After making the airtime purchase mistake, and you get a debit alert, on the alert message, you can copy the customer care phone number. If you cannot find it there, check your ATM card, the bank customer care line is always written there.
State the issue to the official on the line. After sometime, the bank would contact the mobile service and have your money reversed back into your bank account.
This process is applicable to all banks.
Method 2: Use A VTU Platform
There are several VTU platforms today that offer “airtime to cash” swap. Here you can easily convert your airtime to cash. How it works is that, you would need to send/transfer the airtime to the phone number that the platform is going to provide to you, then they send you the equivalence in cash.
There are some VTU platforms you can try out, some of them are: Airtimeflip, Modelc, Aimtoget, Eazymobile, Zoranga, Airtimedatahub, Cheetahpay, etc.
- READ ALSO: Top 13 VTU Platforms in Nigeria
Conclusion
Reversing airtime purchase comes into play only when you make mistakes. The best thing to do is to avoid making these mistakes at all by using the bank mobile apps. The bank apps ask for a confirmation before purchasing anything and that helps to reduce mistakes.
