If you’re an entrepreneur looking forward to embracing internet banking to expand and scale up your operational base, then online business banking service is for you. Thanks to internet banking which has revolutionized the banking sector by offering safe and convenient banking services.
First City Monument Bank (FCMB) is one of the commercial banks that operates in Nigeria. FCMB online business is an internet banking service for small scale enterprises like Small and Medium Enterprises (SMEs) and other corporate organizations. It is designed to help business organizations to access and manage their FCMB financial account on a 24/7 basis from anywhere at any time.
Getting started with an FCMB online business account is straightforward, although there are documents that you must have before you can open the account. But in all, the FCMB online business account opening process is quite simple.
What is FCMB Online Business?

It is a banking solution that allows business organizations to access and manage their FCMB account on a 24/7 basis with the help of internet enabled devices. There are two types of FCMB Online Business solutions which are: Multiple and Single users.
FCMB Online Business was established over a decade ago, to cater for the growing need for banking services that could enable businesses to scale up and boost their operation. It is designed such that businesses can have unlimited access to the FCMB banking service from anywhere at any time. Since it was launched, it has continued to help SMEs to expand and scale up their operational base.
Basic Features Of FCMB Online Business Version
There are numerous features that come with FCMB online business that distinguishes it from their normal conventional banking methods. Once you sign up for this FCMB internet banking, you’ll stand to enjoy all these features. The features are outlined below:
● Fixed deposit investment.
● Instant multiple transfers at a time.
● Cardless transactions.
● Forex transactions.
● Bill payment.
● Quick airtime top up.
● Salary loan top up.
● Consolidated view of all your FCMB accounts translation.
● ATM blockage in case of unforeseen circumstances.
● Account statement is downloadable in PDF format and their likes.
● Fund credit card among other features too numerous to mention.
How To Register For FCMB Online Banking
Getting started with FCMB online banking simply means signing up or registering the FCMB internet-based banking because you must register before you can explore their internet banking.
To get started, follow the steps below:
- Go to the official website of FCMB at Fcmb.com.
- Input your account details in the space provided?
- Write your account name.
- Input the phone number that’s linked to your FCMB account.
- Input the email address that’s linked to your FCMB account.
- Set up new login details. (FCMB internet banking details).
- Input your FCMB ATM card information such as your card PAN number (16 or 19 digits), card type, and expiry date.
- Review the details, then tap on submit.
- Finally, you can access FCMB’s online banking once your registration is confirmed.
How To Activate FCMB Mobile App
There are two different types of FCMB mobile apps which are FCMB mobile and FCMB mobile Plus. Downloading these apps are quite simple irrespective of your device.
If you’re using an iOS device, you can visit the App Store to download the FCMBmobile and FCMBmobile Plus, but for Android users, you can visit Google Play Store to download the mobile app.
After downloading the mobile app, you’ll need to activate it to start using it. To activate your FCMBmobile app, do this:
- Install the FCMBmobile app on your device.
- Tap on the ‘’Signup’’ button.
- Click on ‘’I have an FCMB Account’’ option.
- Enter your 10-digit FCMB account number.
- Verify your account with your ATM card details or via One Time Password(OTP).
- Set up your transaction PIN and login passcode. And that’s all, your FCMBmobile app is ready for use.
FCMB Online Business Account Opening
To open an FCMB online business account, there are documents you will need to have before the account opening will be successful. The documents are outlined below:
- Valid identification cards like NIN, Driver’s license, international passport etc.
- Corporate Affair Commission(CAC) registration certificate.
- Bank Verification Number(BVN).
- Recent passport photograph.
- Tax identification number.
- Clearly Scanned signature
Once you have these documents, you can login to the FCMB official website or better still, you can use your FCMB mobile app to open the online business account by navigating to the business account opening section of the app/website.
FCMB Mobile Banking Login
If you’ve completed your FCMB internet banking registration following the steps outlined in the above section, you can then login to FCMB mobile banking by following the steps below:
- Visit FCMB official website to get started.
- Input your username.
- Enter your password/code.
- Finally, tap on login. If you enter your details correctly, you’ll start exploring all the FCMB mobile banking features for your business.!
FCMB Customer Care
If you’ve any questions or inquiries to make about the FCMB banking services or you need their assistance, do not hesitate to contact their customer care unit via the following handle:
Call: 07003290000, 01-2798800
Whatsapp: (+234) 09099999815, (+234) 09099999814
Email: customerservice@fcmb.com.
FCMB Online Banking Code
The FCMB online banking or transfer code is *329#. It is quite simple to use. Once you dial it on the phone number that is linked to your FCMB account, onscreen instructions will prompt. Just follow it carefully to carry out any financial transaction of your choice.