Sometimes you may wish to get a phone or change the one you have; this may be that you lost your phone, or it spoilt beyond repair, or you no more like the one you are using. But what if you don’t have enough money for buying a phone at that moment?
There are actually some platforms where you can buy phones on credit and you pay them in installment. One of such platforms is “Easy Buy”.
Easybuy is a financial service that allows people to purchase smartphones and other gadgets of their choice on credit. Beneficiaries are allowed to pay within a period of six months, more or less.
On Easybuy, you can get the phone as soon as you make a down payment of more than 30%. You can choose to complete the payment in three months or in six months.
5 Things You Should Know Before Buying Phones From Easybuy
- You have to make a 30% down payment for your phone.
- You can pay back within three months or six months.
- You can buy any phone with Easybuy loan.
- The interest rate is 6% per month.
- You must have a job or a source of income, before you can buy Easybuy phones.
How to buy Easybuy phones

- Start by visiting a store that is a partner of Easybuy in your vicinity.
- Ask for the requirements needed after you select the phone you wish to purchase. You can select any type of phone and use Easybuy to purchase it.
- Fill the registration form and make the 30% down payment.
- Select loan repayment plan or duration (Three months or Six months)
- Get your smartphone and download the Easybuy app.
You can take your smartphone home after completing this process. The Easybuy app downloaded is to help you return the loan in bits, according to your repayment plan.
Requirements to Get Easybuy Loan
Here is a list of the requirements to get an Easybuy loan for your smartphone:
- You must be a verified employee of a company or own a business or have a very steady stream of income.
- An identity document is compulsory. You can submit your National ID card with your NIN, your driver’s license, international passport or voter’s card.
- You need your BVN and you must not have bad credit or debts with your bank.
- A valid ATM card is required.
- Down payment of 30%.
If you have all these documents and meet the requirements, you can proceed to get a phone using Easybuy loan. If you are not sure, visit an Easybuy store to get more information on your eligibility.
Where To Buy Easybuy Phones
There are so many Easybuy agents near you in every state, some of them are:
- Tecno Exclusive Spectrum, Agege.
- Tecno Exclusive Spectrum, Alaba.
- Tecno Exclusive Pointek, Apapa.
- Tecno Exclusive Fussytech, Lekki.
- Tecno Exclusive Spectrum, Ibadan.
- Tecno Exclusive Al-Arash, Ibadan.
- Tecno Exclusive Fonemart, Ilorin.
- Tecno Exclusive Alada, Kano.
- Tecno Exclusive Global Digital, Wuse, Abuja.
- Nairobi ABC Mobile Shop, Luthuli St., Nairobi.
There are so many other phone stores that allow you to get phones on credit courtesy of Easybuy. You may use Google Search to locate an Easybuy store near you.
How to Repay Easybuy Loan
Here are several ways you can pay your Easybuy loan:
- Bank Transfer.
- Rave by Flutterwave (Card Payment).
- Easybuy app.
Follow these steps to repay Easybuy loan on the app:
- Open the Easybuy mobile app.
- Login to your Easybuy account.
- Click on the loans tab (Loan history).
- Select “pay now”.
- Input your card details and make payment.
Easybuy Customer Care
In case of any reason you may want to reach out to Easybuy support, you can contact them through any of the channels:
- Phone at +01-8888188, +01-7001000 (Active from 9AM to 5:30PM on work days).
- Website: www.easybuy.loans.
- Email Address: easybuy.service.ng@transsnet.com, support@easybuy.loans
- Office Address: Number 9, Ogunnusi Road, Ogba, Ikeja; Tinuade St, Allen, Lagos, Nigeria
- Social Media: https://facebook.com/easybuy.loans.