If you don’t have a Cash App card or you don’t want to inconvenience yourself by carrying the card a long while shopping, you can still pay with your Cash App in stores without a card. The methods involved are quite simple to explore.
However, before you opt to pay at a store with a Cash App, confirm from the merchant if they accept Cash App as a payment option or better still, you can search for the contactless payment option at the store when you go shopping. This is important because not all stores accept Cash App as a payment method.
Can You Use Cash App In Stores Without A Card?
YES. you can make payment with Cash App without card at stores where it is accepted as a payment option. How it works is that if the merchant has a Cash App account, you can pay directly to them through the Cash App. You may also decide to link your Cash App to Apple pay or Google pay which will eliminate the need of carrying your Cash App card around. Alternatively, you can also use App Pay by scanning the QR code at the register.
Cash App ‘’Tap’’ feature is another option to utilize if your NFC is activated. These are some of the ways through which you can pay with a Cash App without a card.
How To Pay With Cash App In Stores Without Card?

There are different methods through which you can pay with Cash App in stores without card, the methods are outlined below with the steps involved:
1. Pay The Merchant Directly With Cash App
One of the easiest ways to make payment with Cash App without card is by paying the merchant directly if they accept Cash App. If the retailer operates a Cash App account, you can pay them with Cash App after shopping. Meanwhile, to be able to pay merchant directly using Cash App, the following seller’s details will be needed;
- Seller’s Cash tag.
- Name
- Email address or phone number.
To pay the merchant directly with Cash App without card, follow these simple steps below:
- Log in to your cash app account.
- Look at that green background and click on the dollar($) sign.
- On your screen keyboard, input the amount you want to pay.
- Look at the down right corner of your screen and click on the ‘’Pay Button’’.
- Input the merchant’s Cash App details like Cash tag, name, email or phone number.
- Review the details you have entered, if they are correct then click ‘’Pay’’ button which is that green button that is at the upper right corner of your screen.
N/B:
At the end of the transaction, you may be expected to validate the transaction with your fingerprint, passcode, PIN or pattern depending on your iOS device set up.
2. Use The Google Pay Or Apple Pay
For cardless payment in stores, Apple Pay or Google Pay is one of the viable options that is widely used in stores. Before you can use this method optimally, you’d first of all link your Cash App Card to your Apple Pay. To use the Google Pay or Apple Pay, follow the steps below:
- Login to your Cash App.
- Look at the green background at the bottom and tap on the symbol that resembles ‘’$’’.
- At the down left of the ‘’$’’ symbol, tap on the “Card” symbol.
- Click on ‘’Add Card to Google Pay’’ or ‘’Add Card to Apple Pay’’ depending on your device.
- Tap on ‘’Add’’ and follow the onscreen instructions carefully. You may be required to enter your details like personal contact and residential address.
- Finally, click on ‘’Continue’’ and follow the onscreen instructions so that you’ll accept their terms and conditions.
N/B:
This method can only work for you if you have gotten your Cash App Card. Also, ensure that the vendor accepts Cash App as a payment option before initiating the transaction.
3. Use Cash App Pay By Scanning Cash App QR Code
Another amazing means through which you can make payment with Cash App without card is by the use of Cash App Pay. It pretty simple to use the App Pay, follow the steps below:
- Log in to your Cash App account and click on ‘’$’’ sign at the down part of the screen.
- Input the exact amount you want to pay and click on ‘’Pay’’ button.
- Choose the ‘’Scan QR Code’’ option.
- Use your smartphone to scan the QR code during check out. Ensure that you hold your phone properly to scan it very well.
- Confirm the amount and click on the ‘’Pay’’ button.
- Finally, authenticate the payment with your PIN, Pattern, Passcode or Touch ID.
If you follow the above steps carefully you’ll be able to use App Pay to make payment in stores without a card.
However, it is pertinent to know that not all merchants accept App Pay hence it is best to confirm from the vendor before initiating the transaction.
4. How To Pay With Cash App Tap
With the ‘’Tap’’ feature on your Cash App, you can still make payment with the Cash App if your card is not handy. If you shop at stores that accept Cash App, you can use the ‘’Tap’’ feature by clicking on it at the register. Follow the steps below to use the Cash App Tap feature:
- Login to the Cash App.
- Click on the ‘’Cash Card’’ icon at the bottom of the screen.
- Click on the ‘’Activate Cash Card’’ tab and follow the onscreen instruction to enable the ‘’Tap feature.
- After shopping during checkout, search for contactless payment signs on the payment options.
- Place your phone near the payment terminal and wait for it to process.
- Finally, authenticate the payment by entering your passcode or penning down your signature depending on your vendor’s demand.
N/B:
- You must activate Near Field Communication(NFC) on your device to enable your device to communicate with the vendor’s payment terminals.
- Not all vendors accept Tap payment option so search for the contactless payment symbol before initiating the transaction.
Stores That Accept Cash App
There are numerous stores that accept Cash App as a payment option, the stores include but are not limited to:
- Target
- Best Buy
- GameStop
- Walmart
- McDonald
- Subway
- Foot Locker etc.
Conclusion
Paying with a Cash App without a card is possible and quite simple if you understand the hacks involved. There are four different methods you can explore, ranging from linking your Cash App card to Apple or Google Pay to use the Cash App Tap feature, depending on the one that works for you. However, it is important to confirm if the merchant you shop at their stores accept Cash App as a payment option before initiating the transaction since some retailers have not started accepting it as a payment option.